A recent report from Realtor.com reveals that the annual income required to afford a median-priced home in the United States has surged to approximately $114,000. This marks a 70.1% increase from $67,000 in 2019, driven by rising home prices and elevated mortgage rates .

The median national listing price in April 2025 stood at $431,250, nearly unchanged from the previous year. However, the price per square foot increased by 1.1%, indicating modest home value growth

Despite the affordability challenges, the housing market shows signs of rebalancing. Active listings rose by 30.6% year-over-year, and 18% of home listings had price reductions—the highest share for any April since at least 2016.

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